Perhaps a Ben Franklin would add a bit of colour:

Highest annual income: $100

Current annual income: $95

Current retirement savings balance: $786

Investment return, based on the past 83 months: 15.63%

Investment return, based on the past 83 months’ performance: $123

Higher than the highest annual income 🙂

Savings balance assuming a 42.2% collapse in the markets: $454

Investment return, assuming a 42.2% collapse: 3.82%

Investment return, assuming a 42.2% collapse: $19

Current dividends: $28

All time high savings balance: $850

Added to my portfolio yesterday: $20

Annual income = take-home pay

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